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We offer a range of mortgages designed to suit you.

Whether you're a first time buyer or looking to remortgage, we offer different levels of flexibility and security across all our mortgages, subject to a maximum Loan To Value (LTV).

Your home may be repossessed if you do not keep up repayments on your mortgage.

Below are all of our current mortgage products and interest rates. If you have any questions about our rates please call us on +1 BenfredCap.

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

Maximum Loan to Valuation (LTV) of 95%

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

Maximum Loan to Valuation (LTV) of 95%

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

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Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

#

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

Maximum Loan to Valuation (LTV) of 90%

Maximum Loan to Valuation (LTV) of 85%

Maximum Loan to Valuation (LTV) of 80%

Maximum Loan to Valuation (LTV) of 75%

Maximum Loan to Valuation (LTV) of 70%

Maximum Loan to Valuation (LTV) of 60%

Maximum Loan to Valuation (LTV) of 90%

  • 2 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 85%

  • 2 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 80%

  • 10 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 75%

  • 10 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 70%

  • 10 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Benfred Capital Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Benfred Capital Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Benfred Capital Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 60%

  • 10 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 2 Year Fixed Benfred Capital Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 3 Year Fixed Benfred Capital Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Fee Saver* Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only
  • 5 Year Fixed Benfred Capital Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 90%

  • 2 Year Term Tracker Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa# Mortgage Holders only

Maximum Loan to Valuation (LTV) of 85%

  • 2 Year Term Tracker Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 80%

  • 2 Year Term Tracker Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 75%

  • 2 Year Term Tracker Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 70%

  • 2 Year Term Tracker Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

Maximum Loan to Valuation (LTV) of 60%

  • 2 Year Term Tracker Standard Existing Benfred Capital | From current accounts, mortgages and insurance, to loans, credit cards and saving accounts – see how we can help you. Let’s go forwa Mortgage Holders only

* Click here to see what Fee Saver means

Standard Variable Rate

Our current Standard Variable Rate for residential mortgages is 3.94% and for Buy to Let mortgages is 5.00%, effective from 1st December 2017.

The Standard Variable Rate only applies when you reach the end of your fixed, tracker or discounted deal.

Your property may be repossessed if you do not keep up repayments on your mortgage.

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